Payments FAQs

Payments is an asset router that combines thirdweb's own onchain infrastructure with existing bridging and swapping protocols to find the optimal route for any given transaction. This can include intents, native bridges, third party bridges, cross-chain messaging protocols, thirdweb's custom bridges, and more. All routes are monitored and planned continuously for health, price, and speed to guarantee the best path every time.

Yes, Payments is designed to be agnostic to wallet infrastructure. You can use it with any wallet service.

thirdweb does not charge any fees for buy with fiat. Any fees on onramping are based on the onramp provider.

For buying with crypto or swap fees, thirdweb charges a 0.3% protocol fee. Developers may monetize their application by charging additional fees on swap transactions. To set a fee in your project page, navigate to Payments > Settings to set this fee.

Network fees, also referred to as miner fees, are paid to the miner for processing crypto transactions and securing the respective network. These fees do not go to thirdweb.

Fiat payouts are not currently available.

Payments is able to support most token that meet the following criteria:

• The token must have sufficient liquidity
• The token must be on a supported Payments Chain.

To request support for a token, please visit the Payments tab in your project dashboard > Settings > "Don't see your token listed?" component and fill out the chain and token address information.

Payments will automatically kick off the token route discovery process. Please check back the Payments modal after 20-40 minutes for the requested token.

Buy With Fiat is available 160+ countries. The following countries are UNSUPPORTED:

• Afghanistan
• Africa (All Countries)
• Belarus
• Bolivia
• China
• Cuba
• Colombia
• Haiti
• Honduras
• Iran
• Iraq
• Latvia
• Lebanon
• Myanmar
• Pakistan
• Qatar
• Russia
• Ukraine
• United Arab Emirates
• Venezuela
• Yemen

All United States are supported, excluding Hawaii.

Payments can support any currency on our supported chains.

Apple Pay and Google Pay are supported through the onramp providers depending on region. Coinbase, Stripe, and Transak currently support Apple Pay. Transak supports Google Pay.

We currently require a $1 minimum purchase for both stablecoin and non-stablecoin purchases through Buy With Fiat.

Our transaction maximum starts from $1500 per week for new users and can increase over time to $10,000 per week.

We offer direct onramping internationally to the following tokens:

• Mainnet (Ethereum)
• Avalanche
• Polygon

We offer direct onramping to the following tokens in the US only:

• ETH (Base)*
• USDC (Ethereum)
• USDC (Polygon)*
• USDC (Avalanche)*
• USDC (Base)*

All other tokens will require an additional Buy With Crypto step.

* Not available in New York or the EU.

Prices are set depending on the liquidity provider used to route your transaction.

Onramp options all require minimal KYC. This is done to comply with local regulations and to ensure the safety of our users. Please note: onramping with Coinbase does not require KYC for a purchase below $500 with debit card.

Users will be required to complete KYC verification for their first purchase using 'Buy with Fiat.' After that, no further KYC will be needed for future purchases on the same platform.